Accept Online Payments Across the Caribbean Without Bank Lock-In
Opay is a bank-agnostic ecommerce payment gateway built for Caribbean businesses. Get up and running quickly with simple onboarding, regional compatibility, and transparent pricing.
Manage payments
Create and manage payments effortlessly.
Track transactions
Monitor payments in real time.
Secure access
Enterprise-grade security to protect your data.
The missing piece for your business
Opay enables businesses across the Eastern Caribbean to accept online payments without being locked into a single bank or financial institution.
Bank agnostic architecture
Accept payments without relying on a single local bank. Opay works across borders and financial institutions.
Works across Caribbean countries
Designed for regional businesses operating in multiple markets, without complex local integrations.
Built for e-commerce, and digital platforms
From service businesses to SaaS and marketplaces, Opay fits seamlessly into modern online products.
Simple onboarding and setup
Start accepting payments quickly with a guided onboarding experience and centralized dashboard.
Everything you need to get paid online
Opay puts all the tools to accept online payments in one place, without the complexity.
Receive in your local currency
Get paid in your local currency. No bank lock-in, no conversion confusion.
Send professional invoices
Bill your clients and get paid online. No chasing payments or handling cash.
Create subscription products
Set up recurring plans and memberships. Your customers subscribe once, you get paid every cycle.
Embed a payment button
Add a 'Pay Now' button to your website and start taking orders today.
Send payment links
Share a link with anyone and get paid instantly. No website or setup needed.
Available Across the Caribbean
Opay currently supports businesses operating in the following Caribbean countries.
Antigua & Barbuda
Bahamas
Dominican Republic
Jamaica
St. Lucia
Trinidad & Tobago
GuyanaSimple, Transparent Pricing
Opay pricing is designed to scale with your business while keeping costs predictable.
No hidden fees.
No long contracts.
Predictable costs.
Free trial for 1 year
$50 / month
Bank agnostic
Dashboard and Analytics
Developer APIs
Refunds
Who Opay is For?
Opay is built for businesses that need reliable online payments without unnecessary complexity.
Small businesses
Online merchants
Service providers
Digital platforms
Our Early Adopters
Developer Friendly
Opay is designed to integrate cleanly into modern applications. With clear APIs and a hosted checkout experience, developers can launch quickly without worrying about card handling or compliance.
“Accept payments across borders without being locked into a single bank, while offering customers a simple and familiar checkout experience.”
Book a ConsultJoin our Referral Program
Email [email protected] and CC the business owner you’d like to refer to Opay.
Benefits:
50% off their montly Opay subscription for the first 2 months
Once they sign up, your next 12 months on Opay are on us
Frequently Asked Questions
Common questions about getting started with Opay.
Trusted by Caribbean Organizations
